REDUCE YOUR PAYMENTS
BY UP TO 50%

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REDUCE YOUR PAYMENTS, PICK A PLAN THAT WORKS

Whether you have a too much debt or you are simply looking for options, we can help you resolve your debt for less money than you owe now. Find out if you qualify and see how much you can save!

HOW IT WORKS

1. CALCULATE YOUR DEBTS

Examine your current situation at no charge or obligation. Get your free online savings quote today!

2. REDUCE YOUR PAYMENTS

Reduce your payments by up to 50% and combine all of your payments into one affordable monthly payment.

3. BECOME DEBT FREE

Start today and you could get out of debt in as little as 24 - 48 months.

Get Started Now


Сredence Сredit IS CANADA’S TRUSTED SOURCE FOR DEBT RELIEF

At Сredence Сredit, we understand that people might find themselves surrounded with debt for many reasons including job loss, reduced income, medical expenses, or even the rising costs of raising a family. And when faced with a mountain of consumer debt, it is quite easy to become overwhelmed and to believe that you will never be able to pay off your creditors. The high interest rates associated with consumer debts, late fees for those who are behind on their payments, and much more can seem to conspire against your attempts to become debt free. That is why we want to help all Canadians better understand their debt relief options and save the most money while they get out from under their unsecured loans.

Are you struggling with debt or trying to figure out which Canadian debt relief program will help you get out of debt in the quickest amount of time and for the least amount of money? If so, let us show you that you can live a life free of bills and you do have more options than you probably realize. Simply put, if your paying out more money every month than you have coming in, we can get you to a professional who can help. Fill out the form above to get started today!

How Debt Relief Works in Canada

Canada debt relief programs operate on the principle that if you are struggling, you should not have to pay more to your creditors than what is absolutely required. Many Canadians do not know that creditors are often willing to consider debts paid in full when they reach an agreement with one of their debtors to settle a debt for less than what is actually owed. After all, why pay back the full $15,000 in principal plus additional interest when you might be able to settle the debt for $6,000 or less?

Debt relief Canada is designed for those with a large amount of credit card debt and other debts that are not secured by property or other collateral. A debt service provider that is licensed by the government will work with your creditors to get them to come to a settlement agreement that is in your best interest and allows you to reduce a significant portion of your debt load without the harsh effects of bankruptcy on your credit.

With the right debt solution, you can:

  • Reduce a significant portion of your debt balance
  • Combine all your payments into one lower monthly payment
  • Get out of debt in as little as 24 – 48 months
  • Become debt free without filing bankruptcy

TYPES OF DEBT THAT CAN OR CAN’T BE SETTLED

Unsecured debt that can be settled:

  • Credit cards
  • Personal loans
  • Lines of credit
  • Medical Bills
  • Collections or Repocessions
  • Business Debts

Secured debt that cannot be settled:

  • Student loans
  • Mortgage
  • HELOC
  • Tax or Government debt
  • Vehicle Loans
  • Home Loans
  • Lawsuits

WHY YOU SHOULD CHOOSE Сredence Сredit

The answer is simple, we’re unlike any other debt help site out there. You can count on our team to provide you with sound, knowledgeable advice about Canadian debt relief.

Our goal is to help Canadian individuals and families learn how they can improve their financial well being. And when it comes to debt, there is no one solution that fits everyone. Everyone’s situation is unique and so by understanding and knowing which option is right for you, your road to debt freedom can be paved by success.

We also strongly believe that credit card debt relief information should be presented in a completely transparent and easy-to-understand manner. There should never be any hidden terms or costs and what you see is what you get. We hope the information provided by our debt service providers will help empower Canadians to make better decisions when it comes to choosing which debt relief option is right for their unique situation.

WHY YOU SHOULD AVOID BANKRUPTCY AT ALL COSTS

When all of their efforts to reduce their debt levels and payments have failed, residents of Canada often begin to consider filing for bankruptcy. In a bankruptcy, Canada residents are freed from the obligation to pay some or all of their debts, which on the face of it looks like a better deal than a debt relief program. Yet the price for bankruptcy is high.

  • Claiming bankruptcy can affect your credit for 6-14 years
  • Bankruptcy is a public record and could affect future employment in some cases
  • There is a lot of time-consuming paperwork associated with living under bankruptcy
  • In some cases, the individual will have to sell or surrender the same assets subject to repossession

You will not have these issues to worry about when you choose a Canada debt relief program.

START REBUILDING YOUR FINANCIAL FUTURE

Avoid bankruptcy and get the fresh start you deserve. We are committed to helping Canadians overcome the burden of debt. Our goal is to help you eliminate your debt in the quickest and most efficient manner possible. With the right debt relief plan, you will pay off your debt in the shortest amount of time possible with an easy and low monthly payment that you can truly afford.

You can enjoy freedom from debt at a greatly reduced price when you turn to a debt relief provider for assistance with debt management. Fill out the form on this page for more information on how a debt relief program can help you take control of your financial situation.

What are you waiting for? You have nothing to lose but your debt!

How much do you owe?

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Are you behind on payments?

How many creditors do you have?

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What types of debt do you have?

How much student loan debt do you have?

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How long has it been since you last attended class?

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Estimate your credit rating

What is your employment status?

Are you a home owner?

What is your property value?

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What is your mortgage balance?

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Enter your postal code

One Step Away
From Your Free Estimate