Warning: mysqli_real_connect(): Headers and client library minor version mismatch. Headers:100608 Library:30306 in /home/credence/public_html/cdebt.ca/wp-includes/wp-db.php on line 1753
How It Works – Debt

How It Works

WE ARE DEBT

Сredence Сredit is Canada’s debt help site, serving Canadians with thorough, accurate and accessible online information about personal finance. Our goal is to help Canadian individuals and families learn how they can improve their financial well being. We are truly dedicated to providing everything you need to know about debt settlement, debt consolidation, credit counselling, consumer proposals and even bankruptcy.

Get Your Free Savings Estimate



Each program was designed for families and individuals who are struggling with debt and looking for a way out. Simply put, if you’re paying out more money every month than you have coming in, we can connect you with a professional who can help.


Step 1

LEARN MORE ABOUT YOUR OPTIONS


Our website is filled with detailed guides on each debt relief option in Canada. This allows you to get the facts and find out the pros and cons of each solution so that you can make an informed decision.

Get your free savings estimate

Step 2

DETERMINE THE RIGHT SOLUTION FOR YOU


Everybody’s situation is different and there is no one solution that serves everyone. So by understanding and knowing which option is best for you, your road to debt freedom can be paved for success!

Get your free savings estimate

Step 3

APPLY ONLINE AND CONNECT WITH AN EXPERT


Getting help with your debt shouldn’t have to be a complicated process. Our easy online application form allows you to connect with an expert from the comfort and privacy of your own home.

Get your free savings estimate

Step 4

RECEIVE YOUR FREE SAVINGS ESTIMATE


Once you fill out the form, a debt service provider will reach out to you with your free debt analysis and savings estimate. Remember, the entire process is completely free and there is absolutely no obligation.

Get your free savings estimate

Step 5

START REBUILDING YOUR FINANCIAL FUTURE


We understand the importance money plays in people lives and we want to help you take back your life and start rebuilding your future. This includes improving your credit and getting you back onto solid financial ground!

Get your free savings estimate

Free Savings Estimate

How much do you owe?

$25,000

$5,000
$100,000

How much do you owe?

${{optionsSlider1.min}} ${{optionsSlider1.max}}

Are you behind on payments?

How many creditors do you have?

{{optionsSliderCreditor.min}} {{optionsSliderCreditor.max}}

What types of debt do you have?

How much student loan debt do you have?

{{optionsSliderStudent.min}} {{optionsSliderStudent.max}}

How long has it been since you last attended class?

{{optionsSliderStudentLong.min}} {{optionsSliderStudentLong.max}}

Estimate your credit rating

What is your employment status?

Are you a home owner?

What is your property value?

${{optionsSlider1.min}} ${{optionsSlider1.max}}

What is your mortgage balance?

${{optionsSlider3.min}} ${{optionsSlider3.max}}

Enter your postal code

One Step Away
From Your Free Estimate